£342.0m
£XX.Xm
2,353
134
£XXX.Xm
The rapid growth of the Peer-to-Peer Lending Platforms industry has slowed as the industry is maturing and the initial wave of firms entering the industry has begun to stabilise. Revenue is expected to remain flat, growing at a compound annual rate of 0.1% to £342 million over the five years through 2024-25. Wider economic conditions, interest rates and regulation are all affecting industry performance. Revenue volatility is high because of the peer-to-peer (P2P) lending platforms' infancy and volatile economic conditions recently.
Industry revenue has grown at a CAGR of 0.1 % over the past five years, to reach an estimated £342.0m in 2024.
Market size is projected to grow over the next five years.
Company | Market Share (%)
2025 | Revenue (£m)
2025 |
---|---|---|
Funding Circle Ltd | 137.3 | |
Kriya Finance Ltd | 25.6 | |
Retail Money Market Ltd | 14.3 |
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Industry revenue is measured across several distinct product and services lines, including Property and construction investment, Professional and business support investment and Manufacturing and engineering investment. Property and construction investment is the largest segment of the Peer-to-Peer Lending Platforms in the UK.
Property and construction investment accounts for the largest share of lending platforms' revenue
Companies in this industry provide peer-to-peer lending, which occurs directly between individuals and organisations without the direct intermediation of a traditional financial institution. In this industry, individuals and organisations pool their money to support the efforts of borrowers, while generating a rate of return for themselves. Crowdfunding, where collective money supports others with financial donations and without planned repayment, is included in the industry.
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SIC 62.01 - Peer-to-Peer Lending Platforms in the UK
Get an indication of the industry's health through historical, current and forward-looking trends in the performance indicators that make or break businesses.
Lending activity is set to climb as economic uncertainty subsides. With interest rates coming down and economic growth prospects improving, investment activity is set to pick...
Learn about an industry's products and services, markets and trends in international trade.
P2P platforms revolutionise the lending landscape. They offer flexible mortgage, bridge loans and business support investments, giving consumers an alternative to the traditi...
Discover where business activity is most concentrated in an industry and the factors driving these trends to find opportunities and conduct regional benchmarking.
P2P platforms seek low-cost, high-opportunity locations. Proximity to clients, affordable rent and a skilled local workforce are all likely to draw them in.
Get data and insights on what's driving competition in an industry and the challenges industry operators and new entrants may face, with analysis built around Porter's Five Forces framework.
P2P platforms compete through service and branding. They focus on faster credit checks, user-friendly websites and efficient lending processes to keep customers happy, while ...
Learn about the performance of the top companies in the industry.
Aggressive growth keeps Funding Circle on top. Its rapid expansion, use of external investments and innovative service offerings have enabled the platform to grab hold of nea...
Understand the demographic, economic and regulatory factors that shape how businesses in an industry perform.
Regulatory changes limit expansion. The FCA's new rules to protect retail investors placed a greater regulatory burden on P2P companies, pushing some platforms to cease opera...
View average costs for industry operators and compare financial data against an industry's financial benchmarks over time.
P2P lending platforms inch towards profitability. As revenue grows and expansionary costs fall back, the industry's average operating loss gradually shrinks, paving the way f...
Including values and annual change:
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Key data sources in the UK include:
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The market size of the Peer-to-Peer Lending Platforms in the UK industry in United Kingdom is £342.0m in 2024.
There are 134 businesses in the Peer-to-Peer Lending Platforms in the UK industry in United Kingdom, which has grown at a CAGR of 4.0 % between 2019 and 2024.
The market size of the Peer-to-Peer Lending Platforms in the UK industry in United Kingdom has been growing at a CAGR of 0.1 % between 2019 and 2024.
Over the next five years, the Peer-to-Peer Lending Platforms in the UK industry in United Kingdom is expected to grow.
The biggest companies operating in the Peer-to-Peer Lending Platforms market in United Kingdom are Funding Circle Ltd, Kriya Finance Ltd and Retail Money Market Ltd
Property and construction investment and Professional and business support investment are part of the Peer-to-Peer Lending Platforms in the UK industry.
The company holding the most market share in United Kingdom is Funding Circle Ltd.
The level of competition is moderate and increasing in the Peer-to-Peer Lending Platforms in the UK industry in United Kingdom.